Streamline your financial routines with an intuitive and feature-rich mobile banking experience tailored to provide secure, flexible, and round-the-clock account management. Anorbank delivers a fully redesigned interface, simplified access, and a wide array of banking tools designed for everyday convenience—from opening deposits and applying for loans to exchanging currencies and paying bills. Built for users in Uzbekistan and beyond, the platform brings comprehensive banking services directly to your fingertips with efficiency and reliability.
Cards and Account Management
Open, manage, and optimize your personal or business banking setup with real-time services:
- Request and receive physical debit cards with free home delivery
- Access virtual Humo-Mastercard for digital payments and purchases
- Link and manage cards from any Uzbek financial institution
- Transfer funds using either card number or recipient phone number
- Initiate fund requests to contacts for easier peer-to-peer transactions
- Exchange currencies directly within the app, including multi-currency wallet options
- Open foreign currency accounts for international savings and spending
- Enable cross-service transfers such as Tinkoff to TRIA Humo
Deposit Services
Build financial stability with accessible deposit management tools:
- Open new deposit accounts in both UZS and foreign currencies with just a few taps
- Top up active deposits through the app at any time
- Withdraw funds early without losing interest based on deposit terms
- Use flexible closure settings to manage long-term or short-term savings plans
Loan Application and Management
Secure access to tailored microloans and overdraft options with competitive terms:
- Apply for loans ranging from 12 to 36 months with fixed interest rates from 27% to 41%
- Receive full transparency on repayment amounts and schedules
- Access digital loan agreements and repayment history from your dashboard
- Order linked payment cards to manage disbursement and repayment activities
- Enable overdraft protection when needed for added financial flexibility
- Example: A 12-month loan of 10,000,000 UZS results in a total repayment of 11,416,611 UZS (based on timely payments), including cashback and insurance benefits
Payment Capabilities
Simplify recurring payments and handle everyday transactions with precision:
- Pay for mobile services, utilities, and other billers using saved details
- Automate recurring payments and maintain monthly financial commitments with ease
- Make secure QR code payments across supported services and retailers
- Track full transaction histories with filter and search functionalities
Personalization and Support
Tailored to user needs and backed by responsive support options:
- Enhanced security measures including updated login processes and account protection protocols
- Real-time performance improvements for faster, smoother user experience
- Send feedback or report issues directly through the app or email
- Accessible 24/7 banking across all primary account functions
- Customer support via phone, email, Telegram, and dedicated bot channels
- Anorbank operates under regulation by the Central Bank of the Republic of Uzbekistan
Frequently Asked Questions
Q: Can I open a foreign currency account using the app?
Yes, foreign currency accounts are supported and available for setup.
Q: Are there fees for transferring money between cards?
Transfers are fast and have low associated fees.
Q: Is it possible to make QR code payments?
Yes, QR payments are supported within the app’s payment features.
Q: What is the loan interest rate range?
Loan rates vary from 27% to 41% annually depending on term and conditions.
Q: Can I deposit and withdraw money anytime?
Yes, deposits can be topped up or withdrawn based on account terms.
Q: Is account registration simple?
Yes, registration has been streamlined for ease and speed.
Q: Are virtual cards available?
Yes, users can access virtual Humo-Mastercard directly through the app.
Q: How do I contact support?
Support is available via phone, email, Telegram, and the financial advisor bot.
Version History
v2.17.0 —— 7 Jun 2025
Onboarding enhancements—new guidance on card linking, cashback usage, and spending tips
In-payment card addition—add missing cards directly during a transaction
Streamlined payments—reduced payment flow complexity for quicker execution
Auto account retrieval—personal account now saved for reuse
Improved financial operations—loans, installments, and payments now process faster and more reliably
v2.15.0 —— 22 May 2025
TezQR integration added—pay for purchases via QR code across supported partners
AstraSend transfers enabled—receive funds easily from Russia, Kazakhstan, and Kyrgyzstan
v2.14.1 —— 7 May 2025
Same feature rollout as v2.15.0—TezQR and AstraSend integrations continue deployment