Banxo by Caisse d’Epargne is a full-featured mobile banking solution designed to give users complete control and visibility over their finances through a fast, secure, and user-friendly interface. Whether managing day-to-day transactions, tracking spending patterns, or interacting with banking services, Banxo empowers both individuals and professionals with smart tools for budgeting, payments, and account aggregation. With seamless integration across devices, including smartwatches, Banxo simplifies financial management while enhancing protection and personalized banking support.
Real-Time Budget Monitoring
- Track expenses and categorize transactions using simplified descriptions and geolocation context
- Visualize income and outflows to identify costly categories and optimize budget decisions
- Monitor spending habits through automated insights and top expenditure categories
Powerful Transaction Search
- Access a robust search engine capable of locating operations spanning over 26 months
- Filter transactions by type, date, or category for streamlined auditing and tracking
- Supports deep financial reviews for personal budgeting and financial planning
Account Aggregation Across Institutions
- View all accounts—including those from external banks—within a single screen
- Consolidated financial dashboard provides a full overview of assets and liabilities
- Ideal for users managing multiple banking relationships or financial portfolios
Quick Access & Mobile Convenience
- Instantly check account balances and deferred debit card totals via smartphone or Wear OS smartwatch
- Initiate and track real-time transfers, future transactions, and account movements
- Access digital contracts and archived electronic documents through a secure portal
- Retrieve lost card codes on-demand and manage credit card settings remotely
Instant Banking Operations
- Perform transactions such as transfers or beneficiary additions in just a few taps
- Modify card limits and activate/deactivate overseas payments remotely
- Utilize Paylib between friends—no IBAN needed, just the recipient’s phone number
- Manage banking activities with efficiency from any location
Robust Security Infrastructure
- Authenticate with Sécur'Pass for enhanced protection during online purchases and sensitive operations
- Block lost or stolen cards 24/7 directly from the app
- Temporarily lock misplaced cards while maintaining control over active accounts
- Strong encryption and biometrics support ensure secure data handling
Personalized Banking Support
- Communicate directly with your advisor by phone, email, or appointment requests
- Access branch locations and ATMs using geolocation services
- Maintain a direct connection to your financial institution for guidance and support
Dedicated Services for Professionals
- Tailored banking tools for entrepreneurs, farmers, SMEs, and liberal professionals
- Remote cash flow management with real-time expense tracking and transfer capabilities
- Access contracts and e-documents 24/7 across mobile and connected platforms
- Optimized for efficient business banking on-the-go
Device Integration and Permissions
- Uses notifications for real-time alerts and transaction updates
- Enables document scanning via camera and microphone access
- Location data helps identify nearby branches and distributors
- Contact list access allows innovative payment features in future updates
Frequently Asked Questions
Q: Can I view accounts from other banks in the app?
Yes, Banxo supports account aggregation for multiple banking institutions.
Q: What is Sécur'Pass used for?
Sécur'Pass provides secure authentication for sensitive operations like payments and transfers.
Q: Does Banxo support smartwatch integration?
Yes, the app offers quick balance display on Wear OS devices.
Q: Can I block my card if it's lost or stolen?
Yes, you can instantly block or lock your card at any time via the app.
Q: Is Paylib available without an IBAN?
Yes, transfers can be made using the recipient’s phone number with Paylib between friends.
Q: Are business users supported?
Yes, the app includes dedicated features for individual professionals and SMEs.
Q: What documents can I access through Banxo?
Contracts and electronic documents are accessible if enrolled in the e-Documents service.
Q: How does the app use my personal device data?
Permissions enable secure login, branch location services, document scanning, and advisor contact.
Version History
v7.10.2 —— 7 Oct 2025
General Improvements—updates designed to simplify daily account and budget management
Fixes Applied—technical adjustments to enhance app stability and usability
v7.10.1 —— 7 Aug 2025
Same enhancements as v7.10.2—focused on smoother financial tracking and interface polish
v7.9.3 —— 24 Apr 2025
Usability Updates—ongoing improvements and bug fixes to streamline account handling
