Take control of your financial world wherever you are. This intuitive and powerful money platform allows users to spend, save, invest, and transfer money across borders with unparalleled efficiency. Whether you're shopping locally, traveling internationally, or buying stocks on your phone, users enjoy low-cost transactions, secure access, and round-the-clock freedom to manage global finances.
Smart Global Shopping
- Use your linked ZAR card for everyday purchases using swipe or tap methods
- Shop worldwide with a virtual forex card that supports secure international transactions
- Pay for subscriptions, flights, and accommodations in foreign currencies using stored balances
Efficient Travel Spending
- Order multi-currency debit cards for effortless use across the globe
- Save up to 5% on fees when spending abroad with optimized card rates
- Withdraw local funds from Mastercard-supported ATMs with built-in conversion
- Top up travel cards directly via mobile with instant reflection of funds
- Access Union Pay International Cards for seamless transactions in China
Direct Investment Features
- Buy shares and ETFs from top US companies with Shyft Shares
- View performance tracking over a 30-day window with insightful trends
- Create personalized watchlists for ongoing investment monitoring
- Begin trading by linking your tax number and accessing robust tools
Offshore Transfers & Wallet Management
- Securely purchase and store major foreign currencies at competitive rates
- Add offshore beneficiaries and send funds with simple setup
- Transact to UK, US, and EU accounts with settlement often under 24 hours
- Manage holdings and transfer history via an easy-to-use interface
Everyday Payments
- Instantly transfer money to fellow users without additional charges
- Pay international beneficiaries with clear flat-rate structures
- Fund offshore accounts through integrated service partnerships
- Maintain flexibility in how you use your cards and wallet balances
Available Currencies
- USD
- GBP
- EUR
- AUD
- ZAR
Frequently Asked Questions
Q: What currencies can I use with this platform?
A: You can transact in USD, GBP, EUR, AUD, and ZAR
Q: How do I order a multi-currency card?
A: You can place your card order directly from within the mobile app
Q: Are international transfers instant?
A: Payments to select countries usually settle in under 24 hours
Q: Can I invest in stocks with this app?
A: Yes, you can trade in top US shares and ETFs using the investment feature
Q: What is needed to start investing?
A: You must enter your personal tax number to begin trading
Q: Is sending money to other users free?
A: Yes, internal transfers between users are free of charge
Q: Can I use this platform without changing banks?
A: Yes, it works independently from your primary bank
Q: Are there card fees while traveling abroad?
A: Yes, but you can save up to 5% compared to traditional fees
Version History
Shyft v4.1.15 — 16 Mar 2022
Minor bug fixes and enhancements
Shyft v4.1.14 — 25 Feb 2022
Minor enhancements and bug fixes
Shyft v4.1.12 — 6 Dec 2021
Include Daylight Saving Time in the Shares exchange operating hours
Minor bug fixes and enhancements
