Qonto is a modern business finance platform designed to simplify banking for SMEs and freelancers. With a powerful online business account, integrated invoicing, bookkeeping, and spend management tools, Qonto streamlines financial operations while ensuring transparency and efficiency. Whether managing payments, tracking expenses, or optimizing cash flow, Qonto provides a seamless solution for business owners.
Comprehensive Business Banking & Payment Solutions
- Local IBANS – Access dedicated business banking with localized account details.
- Flexible Payment Cards – Spend up to €200,000/month with free and premium corporate cards.
- Instant & International Transfers – Process SEPA and global transactions quickly.
- Multi-Channel Payment Acceptance – Receive payments in-store, via Tap to Pay, or online with Payment links.
- Unlimited Transaction History & Notifications – Monitor financial activity in real time.
- Integrated Financing Options – Apply for funding or defer supplier payments with Pay Later.
Advanced Financial Tools for Business Growth
- Invoice Management – Centralize invoices and receipts for streamlined processing.
- Spend Control & Budgeting – Set spending limits, automate receipt collection, and manage team expenses.
- Bookkeeping & Accountant Collaboration – Connect financial records with accounting tools for real-time insights.
- Cash Flow Forecasting – Track financial movements, predict cash gaps, and monitor VAT updates.
Why Choose Qonto?
- Provides a fully integrated business banking solution with invoicing and bookkeeping tools.
- Offers flexible payment options, financing solutions, and real-time transaction tracking.
- Enhances financial management with automated cash flow insights and spend control.
Frequently Asked Questions
Q: What types of businesses can use Qonto?
A: Qonto is designed for SMEs, freelancers, and entrepreneurs seeking efficient financial management.
Q: Does Qonto support international transactions?
A: Yes, Qonto offers instant SEPA and international transfer options.
Q: Can I manage invoices and bookkeeping with Qonto?
A: Yes, Qonto provides centralized invoice management and accounting integration.
Q: What financing options does Qonto offer?
A: Users can apply for funding or defer supplier payments with the Pay Later feature.
Q: Where can I track my business expenses in Qonto?
A: The platform offers real-time transaction history, budgeting tools, and automated receipt collection.
Version History
v20240711.0 ---- 13 Jul 2024
- Bug fixes and improvements.
v20240416.0 ---- 16 Apr 2024
- Bug Fixes and improvements.
v20240411.0 ---- 13 Apr 2024
- Bug fixes and improvements.
