Enjoy borderless digital banking with Prex Argentina, a mobile financial platform offering international Mastercard access, cash management, and everyday payment tools—all with no maintenance costs. Prex provides personal accounts, teen access, and global transfer services for users across Argentina, Uruguay, and Peru. With features supporting online purchases, QR payments, bill scheduling, cashback programs, and international withdrawals, Prex transforms your smartphone into a financial hub that grows daily through passive earnings and connected services.
Core Banking Features
- International Mastercard: Use virtual or physical Prex cards worldwide at Mastercard-enabled merchants
- Daily Account Returns: Earn passive income with the Remunerated Account feature
- Local Transfers: Send money to aliases, CBUs, or between Prex users instantly
Payment and Recharge Options
- QR Code Payments: Pay at retail stores directly with your app
- Service Scheduling: Automate bill payments and receive expiration alerts
- Recharge Services: Top up mobile lines, DIRECTV, SUBE transit cards, and MIDE utilities
International Money Movement
- Cross-Border Transfers: Send money abroad and withdraw funds from Uruguay and Peru
- ATM Withdrawals: Access cash from RedLink, Banelco, Rapipago, and global ATMs
- Currency Mobility: Use your Prex account across borders with support for international commerce
Lending and Credit Services
- Instant Prextamo: Apply for unsecured microloans with digital processing and no paperwork
- Loan Terms: Offered by MIFLODER SAS, with monthly installments under fixed-rate conditions
- Variable Interest Model: Rates vary by applicant credit profile and selected repayment term (3 to 12 months)
Cashback, Promos, and Subscriptions
- Bonus Card System: Receive cashback points from in-app purchases via barcode scan
- Campaign Benefits: Access special offers and discounts from Prex partners
- Subscription Management: Use Prex to pay Netflix, Spotify, PedidosYa, and other services
Security and Account Control
- Emergency Account Freezing: Temporarily block your card or account in case of theft or suspicious activity
- Usage Tracking: Review transaction history and spending patterns through the app dashboard
- Card Management: Freeze physical or virtual cards independently and request replacements
Teen Access Program
- Prex Teen: Available for users aged 13–17 with adult authorization
- Digital Onboarding: Setup with Argentine ID and parental consent
- Youth Features: Full digital wallet with spending control and Prex-powered benefits
Frequently Asked Questions
Q: Can I earn passive income with Prex?
Yes, the Remunerated Account delivers daily returns.
Q: Is Prextamo available to all users?
Loans are subject to approval and offered by MIFLODER SAS with varying interest rates.
Q: Can I withdraw money internationally?
Yes, users can access funds globally via supported ATMs and partner services.
Q: What is the minimum age to open a Prex account?
You must be at least 18 years old, or 13 with adult authorization under Prex Teen.
Q: How do I block my card in case of theft?
Use the app to freeze your virtual or physical card or temporarily lock your account.
Q: What can I recharge using the app?
Services include cell phones, DIRECTV, SUBE transit, and MIDE.
Q: Are international Mastercard purchases supported?
Yes, your Prex card works globally anywhere Mastercard is accepted.
Q: Can I use Prex to pay for online subscriptions?
Yes, the app supports services like Netflix, Spotify, and PedidosYa.
Version History
v10.60.07 —— 20 Mar 2024
Minor errors corrected—routine bug fixes to improve overall service quality
v10.60.03 —— 21 Dec 2023
Minor errors corrected—continued backend adjustments to enhance app performance
v10.60.01 —— 10 Dec 2023
Minor errors corrected—technical refinements for reliability across Prex features
