Ziraat Mobile is a comprehensive digital banking platform designed to help users manage their financial activities with ease, security, and flexibility. With tailored features for individuals, corporate clients, and young users, Ziraat Mobile offers a seamless experience across banking, investment, payments, and lifestyle services—all from a single, intuitive interface.
Personalized Banking Dashboard
- Access key information such as account balances, cards, upcoming instructions, and recent transactions from the customizable home screen.
- Use the homepage editing tool to rearrange panels based on your preferences and usage frequency.
- Quickly locate services using the advanced search function and receive personalized tips through the “Check out the tips now!” section.
Account Monitoring and Corporate Access
- Young users aged 15–18 can monitor their accounts with limited access designed for safety and oversight.
- Corporate users can view and approve pending transactions via the Approval Management panel.
- Corporate monitoring users can track financial activity without transaction authority.
Investment and Portfolio Management
- Manage all investment-related transactions through the dedicated Investment menu.
- Use the Portfolio section to view asset allocation, track historical performance, and compare returns.
- Monitor your financial growth and make informed investment decisions on the go.
Quick Transfers and Payment Tools
- Save frequent Money Transfer/EFT transactions for one-tap execution using the Quick Transfer feature.
- Transfer funds by scanning IBANs with your camera or selecting an image from your gallery.
- Receive instant notifications for account activity by customizing your notification settings.
Comprehensive Payment Services
- Pay bills, insurance premiums, retirement contributions, and corporate dues directly from the app.
- Use the tax payment menu to settle tax debts via multiple inquiry options or barcode scanning.
- Purchase DASK insurance to protect your property against earthquake risks.
ATM and QR Code Transactions
- Withdraw or deposit cash at Ziraat ATMs without a card using QR code functionality.
- Perform secure transactions quickly and conveniently with your mobile device.
Security and Login Options
- Log in securely using fingerprint or face recognition with Ziraat Approve.
- Enable the Remember Me feature to save your ID and streamline future logins.
- Add a profile photo for a personalized app experience.
Application and Appointment Services
- Apply for loans, credit cards, and KMH products directly from the Applications menu.
- Track the status of your applications without visiting a branch.
- Use the Make an Appointment feature to schedule branch visits and avoid waiting in line.
Location and Financial Tools
- Find the nearest Ziraat branches and ATMs with built-in navigation support.
- Access real-time bank and market data from the Financial Data section.
- Use advanced calculators to estimate loan plans or deposit returns.
Lifestyle and Additional Services
- Explore Ziraat Mobile Plus of Life for services related to your car, home, family, business, and travel.
- Access other Ziraat applications through the integrated Application Market.
- Add favorite menus to your shortcuts for faster access to frequently used features.
Frequently Asked Questions
Q: Can I customize the home screen of Ziraat Mobile?
A: Yes, users can personalize the homepage layout using the Home Page Editing feature.
Q: Is it possible to transfer money by scanning an IBAN?
A: Yes, you can scan an IBAN using your camera or select an image containing the IBAN.
Q: Can I use Ziraat Mobile without logging in?
A: Yes, features like appointment booking, branch locator, and financial tools are accessible without login.
Q: Does Ziraat Mobile support QR code ATM transactions?
A: Yes, you can withdraw or deposit money at ATMs using QR codes without a physical card.
Q: How can I log in securely to Ziraat Mobile?
A: You can use fingerprint or face recognition with Ziraat Approve for secure access.
Version History
v3.2.0 —— 6 Jun 2025
Portfolio enhancements—view cash assets and investment distributions (bonds, bills, repos) across stock exchange and open banking accounts.
Customizable Total tab—select which products appear and reorder them on the My Portfolio page.
Vehicle management—add your vehicle to the “My Vehicle” menu for traffic insurance, casco tracking, and more.
v3.1.9 —— 30 May 2025
Same updates as v3.2.0—portfolio visibility, customizable tabs, and vehicle tracking features.
v3.1.7 —— 25 Apr 2025
Same updates as above—continued rollout of portfolio and vehicle-related improvements.
