Save money effortlessly with Money Tracker, a free budgeting and expense app that brings clarity, control, and confidence to financial management. Personal and business transactions can be recorded with ease, while detailed reports provide clear insights into daily, weekly, and monthly financial activity.
Intuitive Accounting Software
Money Tracker streamlines finance management through an intuitive accounting system built for efficiency and simplicity. The interface is designed to minimize effort while maximizing accuracy, making it suitable for both beginners and experienced users seeking reliable financial organization.
Double-Entry Bookkeeping System
Built on a double-entry bookkeeping accounting system, Money Tracker ensures accurate asset management. Income entries are automatically deposited into accounts, while expenses are deducted instantly, providing a real-time and precise financial overview.
Expense Organization and Analysis
Financial data is automatically categorized and displayed through clear infographics, stylish graphs, and insightful reports. This structured visualization helps identify spending patterns, track trends, and support smarter financial planning.
Budget Optimization and Alerts
Budgets can be created for key spending categories, with visual comparisons between expenses and planned limits. Progress notifications help maintain positive cash flow and encourage consistent savings habits.
Scheduled Payments and Bill Tracking
Never miss a due date with built-in bill tracking and scheduled payments. Upcoming bills are clearly displayed, along with their impact on cash flow, making it easier to plan ahead and avoid late fees.
All Finances in One Place
Money Tracker supports multiple accounts, including bank accounts, credit and debit cards, e-wallets such as PayPal, and crypto wallets like Coinbase. This unified view offers a complete snapshot of total wealth at any moment.
Advanced Tools and Extras
Additional features include multi-currency support, shared finances for partners or flatmates, receipt and warranty tracking, geo-mapped transactions, hashtagging, shopping lists, debt management, standing orders, detailed reports, and exports to CSV, XLS, or PDF. Secure cloud sync, PIN protection, and notifications ensure data remains private and accessible. Unlike many alternatives, Money Tracker offers these powerful tools completely free.
FAQs
1. What is Money Tracker used for?
Money Tracker is used to track expenses, manage budgets, analyze spending habits, and consolidate all financial accounts in one secure platform.
2. Is Money Tracker really free?
Yes, Money Tracker provides full access to budgeting, expense tracking, and bill management features without requiring payment.
3. How does the double-entry bookkeeping system work?
The system automatically adds income to accounts and subtracts expenses, ensuring accurate, real-time financial records.
4. Can multiple accounts and currencies be managed?
Money Tracker supports multiple accounts and currencies, making it ideal for managing everyday finances, travel expenses, or shared budgets.
5. Is financial data safe with Money Tracker?
Yes, secure cloud sync, PIN protection, and encrypted data handling are used to keep financial information private and protected.
Version History
v1.1.120—25 Dec, 2025
Bug fixes.
v1.1.119—28 Nov, 2025
Bug fixes.
v1.1.116—17 Nov, 2025
Bug fixes.
