LEADER is a specialized insurance premium calculator designed for insurance agents and development officers to streamline their daily business operations. This powerful tool simplifies complex calculations related to insurance policies, commissions, and client benefits, enabling professionals to provide accurate and efficient service. With features tailored to the needs of the insurance industry, LEADER supports premium estimation, return projections, and detailed plan analysis—all in one convenient mobile application.
Comprehensive Premium Calculation
- Instantly calculate insurance premiums based on selected plans and policy terms
- Adjust variables such as bonus rates, loyalty additions, and final additional bonuses (FAB)
- Generate accurate premium breakdowns for client presentations and internal planning
Return and Benefit Estimation
- Project maturity returns and policyholder benefits over the policy term
- Include loyalty additions, bonuses, and FAB in return calculations
- Provide clients with clear, data-driven insights into their policy value
Agent Commission Tracking
- Calculate agent commissions based on policy type, premium amount, and tenure
- View commission structures across different plans and combinations
- Optimize business strategy with real-time commission insights
Medical Report and Eligibility Details
- Determine medical report requirements based on age, sum assured, and policy type
- Ensure compliance with underwriting guidelines and streamline client onboarding
- Reduce manual errors with automated eligibility checks
Plan Mixing and Combinations
- Combine multiple insurance plans to create customized solutions for clients
- Mix plans to balance risk, return, and coverage based on client needs
- Use plan combinations to illustrate flexible policy options and maximize benefits
PDF Reports and Presentations
- Generate professional PDF reports including surrender value and loan eligibility
- Share detailed policy summaries with clients or retain for internal documentation
- Enhance client trust with transparent and well-structured presentations
Business Calculator
- Use built-in tools to estimate business performance and sales targets
- Track policy sales, premium volumes, and commission earnings
- Support strategic planning and performance evaluation
Frequently Asked Questions
Q: Who is this app designed for?
It is built specifically for insurance agents and development officers.
Q: Can I calculate agent commissions?
Yes, the app includes a commission calculator based on policy details.
Q: Does it support plan combinations?
Yes, you can mix and combine plans to create tailored insurance solutions.
Q: Can I generate PDF reports?
Yes, the app allows you to create and share PDF presentations with surrender and loan details.
Q: Are bonus and loyalty additions editable?
Yes, these values can be customized for accurate return projections.
Q: Does the app include medical eligibility checks?
Yes, it calculates medical report requirements based on policy parameters.
Q: Can I use the app for business planning?
Yes, the business calculator helps estimate sales and performance metrics.
Q: Is this app suitable for client presentations?
Yes, it provides clear and professional outputs ideal for client communication.
Version History
v52.8 —— 7 Sep 2025
912-Nav Jeevan Shree: Fully updated with complete plan details and calculations
v52.6 —— 7 Jun 2025
912-Nav Jeevan Shree: Partial updates applied to the plan
v51.3 —— 21 Jan 2025
New Plan Added: Jeevan Azad now available in the app
