Embrace a new era of digital banking with a dynamic platform that unifies financial tools, marketplace access, and lifestyle services in one comprehensive mobile experience. Smartbank UZ redefines how users in Uzbekistan engage with personal finance—offering secure transactions, card management, interest-free installment plans, and versatile payment options 24/7.
All-in-One Banking and Lifestyle Platform
Manage your everyday banking with seamless transitions between financial services and lifestyle features:
- Conduct free transfers between Humo and UzCard card systems
- Open multi-functional accounts to support both banking and retail purchases
- Utilize QR code-based payments for swift point-of-sale interactions
- Order physical cards with free delivery, or activate a virtual Visa/Humo card in under one minute
Instant Card Issuance and Flexible Payment Services
Smartbank supports real-time access to payment methods and deferred payment programs:
- Get immediate access to digital cards for mobile and online purchases
- Request physical Visa or Humo cards with home delivery service
- Apply for interest-free installment plans of up to 50 million UZS without hidden fees
- Make over-the-counter purchases using internal credit via Smartbank’s own channel
Smart Bazar Marketplace Integration
Shop directly from the integrated Smart Bazar marketplace with full payment and delivery support:
- Browse curated products and lifestyle offerings through the native platform
- Use Smartbank cards or credit-based installments for purchases
- Access offers and promotions exclusive to marketplace users
Round-the-Clock Service Availability
Bank, shop, and pay at any time with uninterrupted access:
- Operates 24/7 for payments, transfers, account management, and marketplace shopping
- Enables QR code scanning for merchant transactions or invoice payments
- Supports both immediate and scheduled transfers via local card networks
Security and Data Protection
Stay protected with proactive and evolving digital safety infrastructure:
- Implements modern data encryption and multi-layered access control
- Regular updates bolster defenses against unauthorized access
- Aligns with national regulatory standards and financial security protocols
Frequently Asked Questions
Q: Can I order a virtual card instantly through the app?
Yes, virtual Visa/Humo cards are issued in under one minute.
Q: Are transfers between Humo and UzCard free?
Yes, Smartbank offers free transfers between these card systems.
Q: Is there a fee for card delivery?
No, physical cards are delivered to your address free of charge.
Q: What is the maximum limit for installment plans?
You can apply for up to 50 million UZS without interest.
Q: Is Smartbank available outside business hours?
Yes, all services are accessible 24/7.
Q: How do QR payments work with the app?
Users can scan QR codes at checkout or vendor locations to complete payments.
Q: Does the app include a shopping feature?
Yes, Smartbank includes the Smart Bazar marketplace for lifestyle purchases.
Q: Is customer data protected within the app?
Yes, advanced security measures and regular updates ensure data privacy.
Version History
v1.27.0 —— 7 Nov 2024
Minor UX/UI changes—interface refinements for usability and clarity
Product optimization system—general performance tuning applied
Corrected non-negligible parts—technical adjustments across key user flows
Note: Card transfers and history tracking remain free features
