My Fibank is a secure and feature-rich mobile banking platform developed by First Investment Bank to give users full control over their finances, investments, and everyday services—all from a single app. Whether you're opening an account, transferring funds, applying for a loan, or managing your cards, My Fibank offers a seamless digital experience tailored to both individuals and families. With real-time banking, investment tools, utility payments, and even parking and vignette services, it’s a complete financial ecosystem in your pocket.
Digital Onboarding and Account Management
- Open and manage your banking relationship entirely online.
- Register as a new customer directly through the app—no branch visit required.
- Open current accounts, gold accounts (XAU), or deposit accounts with competitive interest rates.
- Request debit cards for yourself or your children and activate mobile banking instantly.
- Monitor balances, transaction history, and account activity in real time.
Instant and Scheduled Money Transfers
- Send and receive money quickly and securely, both locally and internationally.
- Make domestic and international transfers with a single tap.
- Use blink transfers to send money instantly via mobile number, including SEPA Instant Credit Transfers in BGN and EUR.
- Teen cardholders (ages 14–18) can transfer funds between their own accounts.
- Save favorite recipients, create templates, and track your transfer history.
- Exchange currencies and negotiate preferential rates directly in the app.
Investment and Financial Products
- Access a wide range of financial services and investment opportunities.
- Open a brokerage account and invest in stocks and ETFs on the Bulgarian Stock Exchange and global markets.
- Apply for consumer loans or credit cards, sign contracts digitally, and access funds immediately.
- Open deposits with flexible terms and attractive interest rates.
- Split credit card purchases into manageable installments.
Utility Payments and Everyday Services
- Handle daily tasks and payments without leaving the app.
- Pay utility bills, municipal taxes, and fees to over 30 municipalities.
- Purchase electronic vignettes, check validity, or pay compensatory fees.
- Submit requests for cash desk operations or check cash availability at branches.
- Use blink Parking to pay for parking zones instantly and without extra fees.
Card Management and Contactless Payments
- Manage your debit and credit cards with full control and flexibility.
- View balances, recent transactions, and card details securely.
- Repay credit card balances—minimum or full—directly in the app.
- Add cards to Google Wallet or use the app’s built-in NFC for contactless payments.
- Adjust transaction limits, set usage channels (POS, online, ATM), and define active regions.
- Instantly issue virtual cards for secure online purchases.
Notifications and Account Insights
- Stay informed and in control of your financial activity.
- Receive real-time alerts for every transaction.
- Access detailed statements for accounts and cards, including export options.
- View deposit maturity dates and accrued interest.
- Navigate easily to nearby Fibank branches and ATMs with updated location photos.
Security and Personalization
- Your data and access are protected with advanced security features.
- Choose between biometric login or PIN for secure access.
- Update your mobile number, PIN, and security questions directly in the app.
- All operations are verified with multi-factor authentication for added protection.
Frequently Asked Questions
Q: Can I open a Fibank account entirely online?
Yes, you can register and open an account directly through the app without visiting a branch.
Q: Are instant transfers available 24/7?
Yes, blink and SEPA Instant Credit Transfers are available around the clock.
Q: Can minors use the app?
Yes, teens aged 14–18 with a teen card can manage and transfer funds between their own accounts.
Q: Is it possible to invest in international markets through the app?
Yes, you can invest in stocks and ETFs on both Bulgarian and international exchanges.
Q: Can I pay for parking and vignettes in the app?
Yes, blink Parking and vignette services are fully integrated.
Q: How secure is the app?
The app uses biometric authentication, PIN protection, and multi-factor verification for all operations.
Version History
v3.6.8 —— 4 Sep 2023
Process improvements—enhanced internal workflows for smoother user experience.
v3.5.8 —— 8 May 2022
Bug fixes—resolved minor issues to improve app stability.
