OVO provides a modern, secure, and versatile digital wallet solution for everyday transactions in Indonesia. Whether you're buying meals, paying bills, shopping online, or managing transfers, OVO offers a comprehensive set of tools that eliminate the need for cash while rewarding your activity through an integrated points system. With wide merchant acceptance, easy top-up options, and real-time money movement features, OVO simplifies how you pay and save—both online and offline.
Universal Payment Access
- Pay for just about anything, anytime.
- Accepted at over 500,000 merchants, covering restaurants, grocery stores, retail outlets, and street vendors.
- Supports purchases on major platforms such as Grab and Tokopedia.
- Use OVO for diverse services including phone credit top-ups, parking, utilities, and digital content.
- Enables seamless checkout across e-commerce, offline QR payment, and ride-sharing apps.
OVO Points for Everyday Rewards
- Earn while you spend.
- Earn OVO Points with each transaction, equivalent to one Indonesian Rupiah per point.
- Redeem points as partial or full payment wherever OVO payments are accepted.
- Accumulate rewards passively by using OVO for high-frequency daily expenses.
- Integrated into partner platforms, allowing points usage across various product categories.
Easy Bank Transfers with OVO Premier
- Move money when and where it’s needed.
- Upgrade to OVO Premier for access to bank transfers and peer-to-peer transactions.
- Transfer to any bank in Indonesia without needing to queue or visit a physical branch.
- Manage all transfers from within the app interface with consistent real-time processing.
- Maintain security and access through identity verification and enhanced account control.
Flexible Top-Up Options
- Multiple ways to recharge your wallet.
- Use Instant Top-Up via mobile and internet banking through major Indonesian banks.
- Deposit cash through ATMs, OVO Booths, or even Grab drivers equipped to assist with top-ups.
- Enable automatic or scheduled funding via direct debit for regular wallet replenishment.
- Monitor available balance and top-up history through the app’s real-time dashboard.
Simple, Safe, and Accessible Design
- Built for convenience and reliability.
- Intuitive interface allows users to navigate payments, transfers, rewards, and services from one screen.
- Secured with multi-factor authentication to ensure safe transactions and private data protection.
- Real-time transaction history helps track spending and point earnings transparently.
- Compatible with a broad spectrum of Android and iOS devices.
Frequently Asked Questions
Q: Where can I use OVO to make payments?
OVO is accepted at over 500,000 partner locations, both offline and online, including Grab and Tokopedia.
Q: What are OVO Points and how do they work?
You earn OVO Points on transactions, and each point equals Rp 1, which can be redeemed at partner merchants.
Q: How do I upgrade to OVO Premier?
You can upgrade by verifying your identity directly within the app using official documents.
Q: Can I send money to bank accounts using OVO?
Yes, after upgrading to OVO Premier, you can transfer to any Indonesian bank or another OVO user.
Q: What are the top-up options available?
You can top up using ATMs, mobile/internet banking, OVO Booths, Grab drivers, or direct debit setups.
Q: Is my payment data safe with OVO?
Yes, the platform uses bank-level encryption and secure login protocols to protect your information.
Q: Can I track my spending and points in the app?
Yes, your full transaction and reward history is accessible within your account dashboard.
Version History
v3.137.0 —— 22 Jun 2025
Bug fixes—eliminated minor issues for a smoother experience.
Security enhancements—reinforced protection for safer transactions.
Performance improvements—optimized app speed and responsiveness.
v3.136.0 —— 8 Jun 2025
Same updates as v3.137.0—continued backend refinements and stability upgrades.
v3.134.0 —— 5 May 2025
Same updates as above—ongoing improvements to ensure seamless usage.
