ING Bankieren brings personal and business banking directly to your fingertips—anytime, anywhere. With an intuitive interface and secure infrastructure, the app empowers you to manage your finances, schedule transactions, track upcoming payments, initiate savings plans, and handle card services with unmatched convenience. Whether you're checking balances, opening a new account, or requesting repayments from friends, ING Bankieren ensures that every tool you need is just a tap away.
All-in-One Banking for Individuals and Businesses
- One app, every essential feature.
- Access and manage both personal and business accounts from one platform.
- View detailed overviews of balances, deposits, withdrawals, and scheduled transactions.
- Complete inter-account transfers, direct debits, and bill payments effortlessly.
- Activate products such as credit cards, savings accounts, loans, investments, and ING insurance.
Fast Payments and Smart Requests
- Handle transfers and reimbursements in seconds.
- Send money instantly and schedule future savings orders to stay on track with your financial goals.
- Create payment requests for shared expenses and receive money directly to your account.
- Set and adjust custom daily transfer limits to match your spending patterns.
- All financial transactions are tracked with built-in confirmation capabilities on your mobile device.
Predictive Insights and Transaction Forecasting
- Plan smarter with forward-looking tools.
- Visualize upcoming automated charges, bills, and scheduled payments up to 35 days in advance.
- Gain clarity on your future financial position with clear graphical forecasting.
- Navigate future commitments with ease and avoid surprises or overdrafts.
On-the-Go Service Management
- Perform common actions without needing support calls.
- Block lost cards, update addresses, change contact details, or reorder PINs in-app.
- Explore savings products and financial tools with no paperwork.
- Open a new ING account right from the app—no in-person visit required.
Secure Authentication and Account Access
- Bank with confidence.
- Uses secure, encrypted connections and no local data storage for high-level protection.
- Choose between biometric login (fingerprint, Face ID) or one-time codes.
- Benefit from automatic updates to gain access to the latest security features and enhancements.
- Activation requires a valid Dutch ING current account, identity verification, and access to My ING.
Frequently Asked Questions
Q: Can I manage personal and business accounts in the same app?
Yes, both types of accounts can be viewed and managed from a unified dashboard.
Q: Is there a way to set a daily transfer limit?
Yes, you can customize your daily spending cap directly in the app settings.
Q: What identity documents are accepted for activation?
Valid options include a passport, EU ID card, Dutch residence permit, or driver’s license.
Q: Can I preview upcoming charges or debits?
Yes, the app offers a 35-day forecast view of all pending transactions.
Q: Is my personal data stored on the device?
No, the app does not store personal data on your phone or tablet.
Q: Can I request payments from others using the app?
Yes, you can generate payment requests and share them via preferred messaging platforms.
Q: How do I open a new ING account through the app?
Simply follow the guided steps in the app, provide valid identification, and you can open an account digitally.
Version History
v2025.12.1 —— 19 Jun 2025
Privacy mode accessibility—easier to activate for enhanced discretion.
Accessibility improvements—notable strides in inclusive design.
Cards page enhancements—refined layout and usability tweaks.
v2025.9.0 —— 5 May 2025
UI refresh—cleaned buttons, tabs, and settings for a fresher interface.
v2025.8.0 —— 28 Apr 2025
Overdraft repayment option—new setting to repay in full with one tap.
Spring improvements—bug fixes and seasonal refinements for smoother use.
