SSGPAY is an all-in-one mobile payment and digital finance solution designed to maximize convenience and rewards for users shopping within the Shinsegae ecosystem and beyond. From barcode-based payments and instant Shinsegae Point accumulation to seamless gift certificate conversion and financial services integration, SSGPAY simplifies every step of consumer interaction—whether you're at a physical store or shopping online. It unites daily transactions, savings tools, rewards, and digital gift services into a powerful yet user-friendly platform.
All-in-One Barcode-Based Simple Payment
- Combine speed, security, and rewards in every transaction.
- Pay with credit cards, debit cards, SSG MONEY, or bank accounts via mobile barcode scanning.
- Simultaneously earn Shinsegae Points, apply discount coupons, and generate cash receipts in one seamless step.
- Convert Shinsegae paper gift certificates to SSG MONEY for enhanced flexibility.
- Usable at Shinsegae Department Store, E-Mart, SSG.COM, and numerous additional partner locations.
Instantly Usable Digital Gift Certificates
- Skip exchanges and use gifts on the spot.
- Access SSG gift certificates directly from your smartphone—no in-store redemption required.
- Use or gift mobile vouchers across multiple categories and stores.
- Browse a rotating catalog of digital gift products for easy sharing and celebration.
- Make gifting faster, cleaner, and fully digital.
Centralized Management of SSG MONEY
- Your balance, now smarter and easier to control.
- Charge, convert, and gift SSG MONEY from a single dashboard.
- Monitor SSG MONEY activity, balances, and benefit history with ease.
- Discover savings, earnings, and redemption options through a guided usage interface.
- Make the most of your digital wallet with a 360-degree view of funds and options.
Built-In Digital Finance Tools
- Meet daily financial needs with modern convenience.
- Send money overseas quickly through partnered remittance channels.
- Instantly issue SSGPAY-recommended credit cards, often with immediate cashback offers.
- Browse personalized financial product suggestions based on your activity.
- Streamline budgeting, payments, and bonus rewards into one integrated service hub.
Everyday Features That Go Beyond Payment
- Smart tools that save time—and even money.
- View and manage your Shinsegae Points directly from the app.
- Use the Dutch pay feature to split costs with friends after shared meals or events.
- Take advantage of change deposit automation and micro-rewards collection.
- Earn Ssukmoney through daily activities like event participation or app engagement.
Broad Network of Supported Merchants
Use the app confidently across diverse channels.
Offline usage includes:
- Shinsegae Department Store, E-Mart, Starbucks, E-Mart Everyday, E-Mart 24
- Traders, Starfield, Shinsegae Premium Outlets, Chosun Hotel, Shilla Hotel
- Shinsegae Duty Free, Samsung Digital Plaza, and more
Online usage includes:
- SSG.COM, SIVillage, Shinsegae TV Shopping, Seoul City utility payment systems
- Apartment platforms (e.g. Apt.i), and various online retail touchpoints
- For a full list of usage venues, refer to SSGPAY’s in-app guide.
Enhanced User Privacy and Permission Management
Clear, user-driven consent for every feature.
Required Permissions
- Phone access to verify mobile number and user identity
Optional Permissions
- Contacts for gifting and cost-splitting
- Notifications for payment and rewards updates
- Location for nearby merchant lookup
- Camera for card or voucher capture
- Media storage for receipt or gift image saving
- All optional permissions are requested only when necessary to enhance your app experience, and can be declined without losing core access.
Frequently Asked Questions
Q: Can I earn Shinsegae Points while making payments in the app?
Yes, payments automatically accumulate Shinsegae Points when eligible.
Q: Is it possible to use gift certificates without exchanging them physically?
Yes, SSG gift certificates are digital and can be redeemed directly from your device.
Q: What is Ssukmoney and how do I earn it?
Ssukmoney is a reward system earned through activities like events or app tasks.
Q: Can I send money internationally through the app?
Yes, the finance section includes fast, accessible international remittance options.
Q: How do I convert Shinsegae gift certificates to SSG MONEY?
Gift certificates can be scanned and converted in-app into usable SSG MONEY balance.
Q: Are physical receipts necessary with SSGPAY?
No, cash receipts are issued digitally upon payment.
Q: Can I manage SSG-affiliated credit cards through the app?
Yes, you can issue and track usage of suggested credit cards, including cashback benefits.
Version History
v2.5.96 —— 18 Jun 2025
Service enhancements—improved and stabilized various app functions for smoother performance.
v2.5.95 —— 23 Apr 2025
Same updates as v2.5.96—continued backend refinements and stability improvements.
v2.5.92 —— 18 Dec 2024
Same updates as above—ongoing technical maintenance for reliable service.
