Take full control of your finances with an integrated mobile platform designed to unify banking, investing, insurance, and personal financial management. Toss offers comprehensive services through Toss Bank and Toss Securities, providing streamlined access to everyday money tools, wealth-building options, and personalized recommendations—all in a secure and user-friendly environment.
Unified Financial Overview
- View all financial accounts in one place—including savings, loans, investments, and housing subscriptions
- Track income, expenditures, card benefits, and monthly bills with categorized insights
- Monitor subscription services and insurance payments without manual entry
Fee-Free Transfers and Safety Protections
- Send money from any Korean bank with lifetime zero transfer fees
- Scan recipient accounts for potential fraud alerts before transactions
- Safeguards and verification tools enhance transfer security
Banking Features with Competitive Benefits
- Toss Bank accounts begin earning interest after just one day of deposit
- Early access to accrued interest before maturity
- Apply for debit cards with no foreign transaction fees for global usage
Real-Time Loan Comparison
- Instantly compare offers from 75+ financial institutions, including 16 major banks
- Receive time-sensitive promotions such as one-year interest subsidies
- Evaluate loan conditions, approval rates, and repayment terms in one interface
Personalized Insurance Services
- Analyze coverage gaps by comparing your plans with peers
- Get automated recommendations for supplementary insurance based on lifestyle and needs
- Submit medical claims digitally and receive reimbursements without paperwork
Simple and Community-Based Investing
- Access digestible financial insights suitable for beginners and experienced investors alike
- Follow selected stocks and receive curated news updates
- Join an investment community to share tips and read posts from top contributors
English Language and Accessibility Support
- Available in English by switching device language settings
- Supports TalkBack screen reading, zoom functions, adjustable text sizing, and high-contrast modes
- Fully optimized for Dark Mode for comfortable nighttime usage
Regulatory Trust and Company Credentials
- Operated by Viva Republica, a leading fintech firm registered under Korea’s Electronic Financial Transactions Act
- Audited by the Financial Supervisory Service and approved by the Financial Services Commission
- Holds more verified banking and securities partnerships than any other Korean fintech provider
Permissions and Privacy Transparency
- App functions available without optional permissions, though some features may be limited
- Optional permissions include contact sync, notifications, camera access, file uploads, location usage, Face ID, and Bluetooth
Frequently Asked Questions
Q: Can I view all my financial accounts in Toss?
Yes, the app consolidates savings, loans, investments, and more.
Q: Are money transfers free?
Yes, transfers are free regardless of your bank.
Q: Does Toss offer interest-earning bank accounts?
Yes, accounts start earning interest after one day.
Q: Can I compare loan offers in the app?
Yes, from over 75 institutions in under a minute.
Q: What insurance features are available?
Personalized recommendations and digital reimbursement claims.
Q: Is Toss available in English?
Yes, by setting your device language to English.
Q: Are accessibility options supported?
Yes, including TalkBack, zoom, text resizing, and color adjustments.
Q: Is Toss open 24/7?
Yes, customer support is available year-round.
Version History
v5.147.0 —— 7 Mar 2025
Unified account overview—access deposit, subscription, securities, and loan data directly within the Toss app.
New consumption insights—view personal spending patterns from the main screen.
Civil service certificate integration—request and submit documents without visiting Government 24 or community centers.
Free remittance enabled—send money to any bank with no transfer fees.
Bug fixes—technical issues resolved across multiple app sections.
v5.146.1 —— 27 Feb 2025
Same updates as v5.147.0 except bug fixes—core usability and feature enhancements implemented.
