Moneytree – Finance Made Easy is a powerful financial management platform that consolidates your entire financial life into one intuitive interface. Designed for individuals and businesses alike, Moneytree connects to your bank accounts, credit cards, digital wallets, loyalty programs, and even investment accounts to provide a unified view of your finances. With intelligent categorization, real-time alerts, and optional premium tools for budgeting, expense tracking, and corporate finance, Moneytree helps you make smarter decisions and stay in control—without the hassle of juggling multiple apps.
Unified Financial Overview
- Moneytree eliminates fragmentation by aggregating all your financial data in one place.
- Connects to 99% of financial institutions in Japan, including banks, credit cards, and securities accounts.
- Supports digital money platforms, loyalty points, and airline miles.
- Tracks cash spending and categorizes transactions automatically using AI.
- Offers a clear, real-time snapshot of your income, expenses, and assets.
Smart Notifications and Alerts
- Stay informed with customizable alerts that help you manage your money proactively.
- Get notified of salary deposits, large transactions, low balances, and upcoming bills.
- Receive alerts for expiring loyalty points or miles.
- Choose your preferred notification method: in-app, email, or push notification.
Privacy and Security First
- Moneytree is built on a foundation of trust, with user privacy at its core.
- Your data belongs to you—Moneytree never shares it without your explicit consent.
- Uses industry-standard encryption and security protocols.
- No personal information is collected without a clear and transparent purpose.
Moneytree ID Integration
- Use your Moneytree ID to securely connect your financial data to other fintech services.
- Enables seamless integration with third-party apps and financial institutions.
- Maintains control over what data is shared and with whom.
- Enhances your digital financial ecosystem with minimal effort.
- Premium Services for Deeper Insights
- Unlock advanced features with optional paid plans tailored to your needs.
Moneytree Grow
- Designed for personal budgeting and financial planning.
- Create budgets by category and track spending trends.
- Monitor subscriptions and recurring expenses.
- Access utility insights (beta version) for smarter household budgeting.
Moneytree Work Expenses
- Ideal for freelancers and professionals managing work-related costs.
- Automatically detect and categorize business expenses.
- Store and match receipts with transactions.
- Generate expense claims and export data for tax filing.
Moneytree Corporate
- Built for businesses that need real-time access to corporate account data.
- Includes all features of Moneytree Work Expenses.
- Supports multiple corporate accounts with centralized oversight.
- Enables efficient financial reporting and compliance tracking.
Common Premium Features
All paid plans include:
- Daily background data updates (some exclusions apply).
- Access to historical data beyond one year.
- Connectivity to additional financial institutions.
Subscription Plans and Pricing
- Moneytree Grow: ¥360/month or ¥3,600/year
- Moneytree Work: ¥500/month or ¥5,400/year
- Moneytree Corporate: ¥4,980/month or ¥49,800/year
- Subscriptions auto-renew unless canceled at least 24 hours before the end of the billing cycle. You can manage or cancel your subscription through your Google Play account settings.
Frequently Asked Questions
Q: Can I connect multiple bank and card accounts?
Yes, Moneytree supports connections to most financial institutions in Japan.
Q: Is my data safe with Moneytree?
Yes, the platform uses advanced encryption and never shares your data without consent.
Q: What’s the difference between Grow and Work plans?
Grow focuses on personal budgeting, while Work includes tools for expense tracking and tax preparation.
Q: Can I cancel my subscription anytime?
You can turn off auto-renewal, and your access will continue until the end of the current period.
Q: Does Moneytree support international investments?
Yes, it supports securities accounts in Japan and select international markets.
Q: How do I receive notifications?
You can choose to receive alerts via in-app messages, email, or push notifications.
Version History
v1.10.1 —— 11 Nov 2021
Security & performance upgrades—updated Google Play Billing Library and target API levels to enhance app integrity.
v1.10.0 —— 5 Oct 2021
Data refresh clarification—updated description for better transparency.
Rakuten Bank fix—resolved reconnection issues for personal accounts.
Transaction detail fix—bank names now display correctly in transaction records.
v1.9.2 —— 10 Aug 2021
Expense category fix—resolved issue where categories without subcategories were not shown.
