Garanti BBVA Romania offers a streamlined mobile banking experience that allows you to take full control of your finances from your smartphone—anytime, anywhere. Built for convenience, security, and modern efficiency, it empowers individual users to manage accounts, make payments, view financial activity, and access multiple support tools, all from one trusted platform in either Romanian or English.
Comprehensive Account Management
- Monitor and manage your finances on the go.
- Instantly check balances across all your Garanti BBVA current, savings, or credit card accounts.
- Review transaction history with detailed breakdowns by date, merchant, and amount.
- Quickly access your Bonus Card status, including active balance and payment options.
- Track spending habits and usage trends to support better financial planning.
Flexible Payments and Utility Services
- Handle payments securely without visiting a branch.
- Pay off Bonus Card installments and balances directly from your mobile device.
- Make real-time payments in RON to other Romanian bank accounts.
- Settle utility bills using predefined templates or manually enter payment details.
- Recharge any mobile phone card using your account balance in seconds.
Currency Exchange and Security Features
- Convert and protect with ease.
- Access real-time currency conversion between major currencies with competitive rates.
- Exchange directly between your multi-currency accounts within the app.
- Change your Garanti BBVA Online password securely at any time.
- Register your device using Ciframatic authentication, enabling password-only future logins for increased protection.
Navigation and Branch Access
- Locate and connect effortlessly.
- Use geolocation to identify nearby Garanti BBVA branches and BancoSmart ATMs.
- View each location’s address, map, and working hours for quick decision-making.
- Contact Customer Relations Service directly via in-app call integration for assistance or inquiries.
Simple Interface and Multilingual Support
- Built for clarity and comfort.
- Clean design that prioritizes usability and speed with intuitive layouts.
- Available in both Romanian and English, catering to diverse user preferences.
- Minimal setup required—first-time login takes only minutes with Ciframatic validation.
Frequently Asked Questions
Q: Is the app available in multiple languages?
Yes, it supports both Romanian and English.
Q: Can I register multiple accounts on the same device?
Yes, you can manage more than one account through the app.
Q: What is required for first-time login?
You must register your device as an authentication tool via Ciframatic.
Q: Can I use the app to pay utility bills?
Yes, utility bill payments are supported.
Q: Is currency exchange available in real time?
Yes, you can perform conversions using current exchange rates.
Q: How is the device secured after login?
Once authenticated, future logins only require a unique password.
Q: Is the Bonus Card management feature included?
Yes, you can view, pay off, and manage Bonus Card balances directly in-app.
Version History
v3.40 —— 24 Jun 2025
Bug fixes & performance improvements—technical refinements for smoother operation.
Security enhancements—additional safeguards to protect user data and transactions.
v3.38 —— 21 Jun 2025
Same updates as v3.40—continued rollout of security and stability improvements.
v3.37 —— 21 May 2025
Same updates as above—ongoing maintenance and protection enhancements.
