YOU BRD is the official mobile banking solution from Banca Română pentru Dezvoltare (BRD), offering a seamless and secure platform to manage your finances anytime, anywhere. Designed for convenience, speed, and user autonomy, YOU BRD enables customers to access essential banking services with just a few taps. Whether you're monitoring your spending, making transactions, or authenticating online banking sessions, the app provides robust digital tools within a modern, intuitive interface.
Secure Biometric Login
- Access your account safely and effortlessly.
- Log in using fingerprint or facial recognition for faster authentication.
- Eliminate the need for entering passwords or PINs repeatedly.
- Built with advanced security protocols to protect user data at every step.
- Ensures compliance with industry-grade banking and privacy standards.
Instant Transfers to National Beneficiaries
- Send money securely within the country.
- Make domestic payments to any bank account in Romania.
- Save frequent recipients for faster future transactions.
- Monitor payment status and receive confirmation in real time.
- Useful for utilities, services, or personal transfers.
Easy Transfers Between Your Own Accounts
- Manage your finances across all your BRD holdings.
- Move funds between checking, savings, or currency accounts instantly.
- Schedule recurring transfers for savings plans or fixed payments.
- Get full visibility over balances and transfer histories.
- Keep multiple accounts in sync for better budgeting.
Live Exchange Rate Information
- Stay updated with the latest financial data.
- View real-time exchange rates for major foreign currencies.
- Make informed decisions when transferring or converting funds.
- Useful for travelers, investors, or customers with multicurrency accounts.
- Fully integrated into the transaction interface.
Detailed Transactions History
- Track your financial activity with confidence.
- Access comprehensive logs of incoming and outgoing payments.
- Filter by account, date range, amount, or recipient for quick reference.
- Export transaction details for bookkeeping or personal records.
- Supports transparent financial management with easy search tools.
Seamless Internet Banking Authentication
- Use your mobile for secure online access.
- Authenticate web-based banking actions using the YOU BRD app.
- Streamline two-factor authentication without needing SMS or email codes.
- Confirms sensitive actions such as account access, payments, or updates.
- Designed to work smoothly with BRD’s desktop banking portal.
Frequently Asked Questions
Q: Can I log into the app without typing a password?
A: Yes, you can access the app using fingerprint or facial recognition.
Q: Is it possible to transfer money to other Romanian banks?
A: Yes, the app supports transfers to national beneficiaries across all banks in Romania.
Q: Can I track old transactions in the app?
A: Yes, a full transaction history is available with detailed filters.
Q: Does the app show exchange rates in real time?
A: Yes, the latest currency exchange rates are available inside the app.
Q: How do I confirm online banking actions?
A: Use the YOU BRD app to authenticate any action from the internet banking platform.
Q: Can I schedule regular transfers between accounts?
A: Yes, recurring transfers between your own BRD accounts are supported.
Version History
v10.8.3 —— 7 Mar 2024
General improvements—routine updates to enhance app performance and user experience.
v10.8.2 —— 26 Jun 2024
Same updates as v10.8.3—continued refinements for a smoother digital banking experience.
v10.8.1 —— 18 Jun 2024
Cashback feature introduced—activate offers and earn money back or receive discounts when using your BRD debit or credit card with partner merchants.
