Kreditplus Mobile is a comprehensive credit service platform designed to provide users with flexible financing options, secure transactions, and convenient digital payment solutions. Whether applying for cash loans, purchasing used cars, or managing installment payments, Kreditplus Mobile ensures a seamless financial experience. With multiple financing plans, competitive interest rates, and a user-friendly interface, Kreditplus Mobile empowers users to meet their financial needs efficiently.
Multi-Product Financing & Loan Options
- Flexible Financing for New Products – Access credit for purchases from partnered shops and dealers.
- Loan Amount Range – Secure financing between IDR 1,500,000 and IDR 50,000,000.
- Competitive Interest Rates – Rates start from 1.99% to 4.29% per month.
- Extended Tenor Options – Choose repayment periods from 6 to 24 months.
- Asset & Life Insurance Coverage – Ensure financial security with insured financing.
BPKB Motor Collateral Financing
- Loan Amount Range – Apply for financing between IDR 2 million and IDR 50,000,000.
- Interest Rates & APR – Monthly rates range from 1.6% to 2.8%, with a maximum APR of 35%.
- Flexible Tenor Periods – Repayment options from 9 to 36 months.
- Transparent Administration Fees – Costs range from IDR 300,000 to IDR 950,000.
Car BPKB Collateral Financing
- Higher Loan Amounts – Financing available from IDR 20 million to IDR 500 million.
- Interest Rate Range – Minimum and maximum rates between 18.02% and 30.07%.
- Comprehensive Insurance Coverage – Vehicle and life insurance included.
- Extended Tenor Options – Repayment periods from 12 to 48 months.
- Fixed Administration Fees – Standard fee of IDR 2,000,000.
Additional Features & Digital Convenience
- Late Fee Policy – Charges between 0.25% and 0.5% per day on outstanding installments.
- Secure & Regulated Transactions – Licensed and supervised by the Financial Services Authority.
- Installment Payments Without Queues – Pay directly through the app for convenience.
- KPoin Rewards System – Earn points for transactions and redeem vouchers.
- Direct Customer Support Access – Contact Kreditplus representatives for assistance.
Why Choose Kreditplus Mobile?
- Provides flexible financing options with competitive interest rates.
- Offers secure and insured loan services for various financial needs.
- Ensures seamless digital payments and rewards for users.
Frequently Asked Questions
Q: What types of financing does Kreditplus Mobile offer?
A: Users can apply for cash loans, used car purchases, and collateralized financing.
Q: Does Kreditplus Mobile provide insurance coverage?
A: Yes, financing includes asset and life insurance for added security.
Q: Can I pay installments through the app?
A: Yes, users can make payments directly without visiting physical locations.
Q: How does the KPoin rewards system work?
A: Users earn points for transactions and can redeem them for vouchers.
Q: Is Kreditplus Mobile regulated?
A: Yes, the platform is licensed and supervised by the Financial Services Authority.
Version History
v3.18.0 ---- 5 Apr 2025
Member Get Member Feature: Earn commissions as an active Kreditplus consumer by referring friends for cash loans with motor BPKB collateral.
Data Validation Adjustments: Improved validation for cash loan applications.
Voucher Updates: Adjustments to KPoin redemption page.
v3.15.0 ---- 18 Feb 2025
Transaction Notifications: Added alerts when transactions are successfully approved.
Offline Shopping Tenor Adjustments: Updated details for installment periods.
PPOB Transaction Page: Adjustments for better usability.
Signature Method: New authentication method for consumer online transactions.
v3.14.1 ---- 14 Jan 2025
Financing Clause Updates: Revised terms for offline and online shopping.
Application Acquisition Process: Adjustments for smoother transactions.
Feature & Service Enhancements: Various improvements to enhance user experience.
