Equity Mobile delivers a comprehensive digital banking experience that places full financial control into the hands of its users. Whether you're managing multiple accounts, sending international transfers, paying bills, or tracking your loan status, Equity Mobile combines simplicity with functionality across every banking need. The app is designed for both convenience and inclusivity, featuring biometric login, multilingual support, and services built to fit every financial lifestyle—from saving and borrowing to shopping and traveling.
Convenient and Secure Digital Banking
- Bank from anywhere, anytime with full transparency.
- Instantly open a bank account remotely with minimal onboarding steps.
- Create and manage your personal profile without visiting a branch.
- View real-time balances, transaction history, and account summaries in a centralized dashboard.
- Easily download statements and transaction receipts for personal records or official use.
- Temporarily block lost or misplaced cards directly from the app for security.
Borrowing and Loan Management
- Access financial support when you need it.
- Apply for eligible loans right from your device, with responsive feedback and processing.
- Monitor loan balances, due dates, and transaction history clearly.
- Make loan repayments conveniently and receive confirmation immediately.
- Seamlessly integrate credit management into your broader banking activity.
Seamless Money Transfers and Payments
- Move funds locally and internationally with ease.
Send Money:
- Between your own Equity accounts or to another person’s account within the bank.
- To external banks within your country or across international borders.
- To mobile money platforms such as M-PESA.
- Directly to prepaid or credit cards, facilitating global transactions.
Pay with Equity:
- Settle utility and recurring bills without leaving the app.
- Shop directly using app-enabled QR or mobile-based payments.
- Pay merchants through M-PESA tills or supported integrations.
Buy Airtime:
- Recharge mobile lines quickly for yourself or others.
- Save airtime recipients and favorite business accounts for faster future use.
Personalized Access and User Experience
- Banking made simple, secure, and user-centric.
- Log in with fingerprint or facial recognition to reduce entry friction while ensuring security.
- Switch between interface languages including English, French, Swahili, Kinyarwanda, and Chinese (中文) for accessible navigation.
- Enable Dark Mode for a more comfortable viewing experience during late hours.
- Save beneficiaries and merchants to your favorites list for easy selection during repeated transactions.
Frequently Asked Questions
Q: Can I open a bank account through Equity Mobile?
Yes, new users can open an account instantly through the app.
Q: Is it possible to block my card if it’s lost?
Yes, you can temporarily block a card through your profile settings.
Q: Can I send money to other banks or internationally?
Yes, the app supports interbank and international money transfers.
Q: What languages are supported by the app?
The app supports English, French, Swahili, Kinyarwanda, and Chinese (中文).
Q: Can I buy airtime for other phone numbers too?
Yes, you can purchase airtime for both your line and others.
Q: Is biometric login available on the app?
Yes, you can log in with fingerprint or facial recognition for secure access.
Q: How do I access my account statement?
Account statements and receipts can be downloaded directly from your transaction history.
Q: Does the app support dark mode?
Yes, Dark Mode can be enabled in the settings for night-time comfort.
Version History
v0.0.374 —— 18 Jun 2025
Pesalink registration & deregistration—manage your Pesalink settings directly in-app.
Rwanda savings features:
Fixed Savings
Goal Savings
PesaLink failover to RTGS—ensures transaction continuity during service interruptions.
Token withdrawal—cardless cash withdrawal functionality added.
Fraud enhancements—new PIN rules for added security.
Government securities—invest in Kenyan government bonds directly through the app.
v0.0.369 —— 12 Jun 2025
Forex calculator—convert currencies with real-time exchange rates.
Western Union integration—send funds directly to bank accounts or mobile wallets.
Notification redesign—improved layout and user experience.
Telco float purchase—buy float for telecom services.
Equity Pay—make payments to Equity merchants seamlessly.
v0.0.359 —— 30 Nov 2024
Same updates as v0.0.369—continued rollout of financial tools and UI enhancements.
