Umoney - Your Money Buddy
Overview
• Umoney, widely recognized by the slogan Your Money Buddy, represents a significant advancement in the mobile financial landscape for the citizens of Laos.
• This comprehensive service is provided by Star FinTech Sole Co., Ltd, which operates as a specialized subsidiary of Star Telecom, more commonly known as Unitel.
• By leveraging the extensive and robust infrastructure of Unitel's mobile network, Umoney offers a secure, rapid, and efficient platform for digital transactions.
• The service is designed to bridge the gap between traditional banking and modern digital needs, ensuring that users can manage their finances anytime and anywhere across the nation.
Incentives and Telecom Integration
• The application allows for the seamless management of Unitel mobile services, including both prepaid and postpaid subscriptions.
• Users receive a 5% discount when paying for mobile services through the Umoney platform.
• The system supports payments for landline services through the Public Switched Telephone Network (PSTN).
• High-speed internet bill payments for ADSL, FTTH, and specialized Lease-line services are fully integrated, providing a 2% discount to users.
Core Financial Services
• The cash-in feature allows customers to easily deposit physical currency into their digital accounts.
• Cash-out functionality ensures that users have the flexibility to withdraw their funds at their convenience.
• The money transfer system enables the secure sending and receiving of funds instantly between users nationwide.
• Streamlined registration protocols are in place to help new customers set up their accounts and begin using financial services without delay.
Application Utilities and Security
• Users can perform real-time balance inquiries to monitor their spending and account status.
• Security is a priority, with features that allow users to change their Personal Identification Number (PIN) at any time to protect their accounts.
• The application promotes inclusivity by offering a dual-language interface, supporting both Lao and English.
• An integrated agent locator tool helps users find the nearest physical Umoney service points for face-to-face assistance and transactions.
Your Money Buddy
• By combining telecommunications with financial technology, Umoney empowers the Lao people with a reliable digital wallet.
• For more information regarding service terms and features, interested parties can visit the official Unitel website.
FAQ
Q: Who is the company behind Umoney?
A: Umoney is proudly provided by Star FinTech Sole Co., Ltd, which operates as a specialized subsidiary of Star Telecom. You might know Star Telecom better by its common name, Unitel, ensuring a trusted and reliable foundation for the service.
Q: How does Umoney ensure my transactions are secure and efficient?
A: Umoney leverages the extensive and robust mobile network infrastructure of Unitel. This powerful backing allows us to offer a secure, rapid, and highly efficient platform for all your digital transactions, so you can manage your finances with complete peace of mind, anytime and anywhere.
Q: Can I manage my Unitel mobile services through Umoney?
A: Yes, absolutely! Umoney offers seamless management of all your Unitel mobile services, whether you have a prepaid or postpaid subscription. It's designed to make handling your mobile account incredibly convenient directly from the app.
Version History
v5.0.42——27 Apr 2026
Umoney EU is the new financial service of Star FinTech Sole Co., Ltd. Download the latest version of Umoney - Your Money Buddy to enjoy new features and updates immediately!
*5.0.42
Minor bug fixes and improvements. Install or update to the newest version to check it out!
*5.0.41
Minor bug fixes and improvements. Install or update to the newest version to check it out!
*5.0.37
Minor bug fixes and improvements. Install or update to the newest version to check it out!
